It is reported that a man riding a shared bicycle was killed in a car accident because the man was given a riding accident insurance when unlocked through the Alipay scan code, and his family has received insurance compensation of 500,000 yuan, which is the first accident insurance claim for the shared bicycle industry. case.
At noon on July 3rd, the man was riding a vehicle ofo Xiao Huang and collided with a van at the Braun junction on Hanyang Avenue. He was killed due to his injuries. At that time, the man unlocked the shared bicycle with the Alipay scan code, so he was given a ride accident insurance. According to the insurance clause, if the user accidentally causes personal injury while riding, he can receive up to 5,000 yuan in accidental medical claims. If the accidental death or disability occurs, the maximum payment is 500,000 yuan.
On July 12, the families of the deceased gave feedback to Alipay after they finished cooking. Alipay contacted the insured Cathay Pacific Insurance Company. After verifying the authenticity of the insured's policy, Cathay's property insurance dispatched investigation personnel to the incident site and the Hanyang District Communications Brigade for investigation. According to the results of the survey, the initial confirmation of the customer's risk is true and falls within the insurance coverage.
On July 20th, Cathay Property Insurance Co., Ltd. completed the internal process of Cathay Pacific Property Insurance and arranged payment of compensation. The family members of the insured confirmed that all the 500,000 yuan compensation had been received. The company completed the verification on the 19th, and after two days, it paid 500,000 yuan for insurance claims.
In this regard, the person in charge of Cathay Pacific’s property insurance said that scratches and bruises are the most common cases of claims during the use of shared bicycles. In addition, from the perspective of data analysis, users of shared bicycles must check whether the bicycle parts are defective (brake release, seat cushion slip) before riding, cycling emergency avoidance of turning cars, tricycles, or sudden pedestrians, or falling objects. , covers, etc., are all safety issues that cyclists should pay attention to.
According to the data, the number of shared bicycles in the country currently exceeds 10 million, and the accumulated service has exceeded 1 billion. Insurance has gradually become the standard in the industry. According to reports, the coverage of insurance provided by different sharing bike platforms is different, and some platforms only compensate for accidents caused by vehicle quality problems; some platforms purchase accident insurance for cyclists.
Power Inductor,High Frequency Choke,Line Filter Choke,Filter Choke Coil
Shaanxi Magason-tech Electronics Co.,Ltd , https://www.magason-tech.com